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A low credit score has the greatest impact on your housing. The likelihood of being approved to rent or buy a property with a low credit score is slim to none. Allowing people with low credit scores to move into their property is highly risky for the lender.
This is my version of data I found on the net. I took it a further than the original publishers, so it may be more helpful. I have never had a real education in form so I had to teach myself. Don’t hold this info to be rock solid truth.
I'm self learned, so I doubt this info is infallible- but it works for me. Unfortunately, i cannon show it working for my cause my bloody scanner sucks and removes all depth by zapping the dark spots. So meh...